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What is PM Awas Yojana?
Pradhan Mantri Awas Yojana was launched on June 1, 2015, to provide affordable housing for the urban poor. Under this plan, the Credit Linked Subsidy Program (CLSS) is provided to eligible beneficiaries, such as the weakest economic segment (EWS), low-income groups (LIG), and middle-income groups (MIG). The benefit of the credit-linked subsidy program is to pay upfront the outstanding principal of the mortgage used to build a house/purchase a house (including house repurchase).
Details about PM Awas Yojana Form PDF
Pradhan Mantri Awas Yojana shortly (PMAY) is a Govt. scheme is run by the Government of India. In this scheme, government will provide housing finance to the urban poor people aiming to build 2 crores (20 million) of houses by 31 March 2022.
This scheme will be benefited in both Urban and rural areas. PM Awas Yojana is facilitated with other schemes to make a comfortable house with a toilet, Saubhagya Yojana electricity connection, Ujjwala Yojana LPG connection, access to drinking water, and Jan Dhan banking facilities, etc. Right now a total of 1 crore homes have been sanctioned against 1.12 crore before 28 December 2019.
In the following below, we have provided the PM Awas Yojana Form PDF Download link which you can download and apply PM Awas Yojana scheme.
Benefits of PM Awas Yojana
The main features and benefits of PM Housing are as follows: If the beneficiary chooses a housing loan, the interest rate provided by the PMAY plan is 6.50% per year as a subsidized interest rate for the middle-income group (MIG) to purchase/ Housing loans for the construction of houses (including repurchase) are given interest subsidies for up to 20 years.
The weakest economic segment (EWS)/low-income groups (LIG) will be given interest subsidies for mortgages used to build or purchase houses. Housing loans used to increase rooms, kitchens, etc. will also be given interest subsidies.
To an existing house. Under Pradhanmantri Aavas Yojna, India has covered all urban areas, including 4041 statutory cities, and priority is given to 500 first-level cities. The building will use green and sustainable technologies. For the elderly and the disabled, priority will be given to the bottom distribution.
Eligibility for Pradhan Mantri Awas Yojana
If you have not benefited from any other government programs and are a first-time borrower, you can apply for Pradhan Mantri Awas Yojana. To qualify for the PMAY CLSS program, you must not own any pucca or other homes.
The government also stipulates the income levels and other qualification standards of different groups. You cannot enjoy PMAY benefits on a completed house. In addition, the construction/expansion using the PMAY mortgage loan must be completed within 36 months from the date of payment.
If a couple applies for PMAY, they can use the common property or personal allowances.
Documents required for PM Awas Yojana Application
To apply according to Pradhanmantri Aawas Yojana, you need to print out PM Awas Yojana Form PDF, then required the following documents- Proof of existence and company address, Proof of address- Voter ID, Aadhaar card, passport, ration card, utility bill, etc. Freelance financial documents and bank statements, ITR documents from previous years, including ownership documents- copies of assignments, copies of sales agreements, developer payment receipts, etc.?
- Pan Card is mandatory and submits the below anyone documents
- Voter Card
- Aadhar Card
- Valid Passport
- Driving License
- Photo Credit Card etc.
- Voter ID
- Aadhar Card
- Valid Passport
- Latest Utility bill
- Rent agreement on stamp Paper
- Credit Card Statement not older than 3 months
- Life Insurance Policy etc.
Proof of income
- Last 2 months’ salary slip
- Last 6 months’ bank statement of salaried account
- Latest Form 16 / ITR
- Other documents Documents related to running loans along with 6 months repayment bank statements etc.
You can order PMAY online by visiting the PMAY official website
The process starts with AADHAR verification, and enter the 12-digit Aadhaar number in the Citizen Assessment option. After verification, fill in all personal information in the application form and click the Save button. If the request is successful, you will get a request number generated by the system for future reference.
PMAY 2020-21 urban and rural list, PMAY 2021-22 new list
The plan will be implemented from 2019 and will last until 2022. The two initial phases of the plan have just been effectively completed by thousands of people. Benefited from. At present, the basic principle of the government is to accommodate 2 million people in the third phase.
The purpose of the plan is to provide a pucca home for everyone, for which the government works day and night. Those who need to work hard to realize the dream of the pucca house can apply under the PMAY program.
How to view the PMAY Gramin list?
Step 1: Candidates can visit the Pradhan Mantri Awas Yojanas list in the next two rural sections. For these two processes, candidates must follow the steps below:
Step 2: Go to the PMAY Gramin official website and click Interest in the menu bar.
Step 3: After completion, a drop-down menu will appear. Click this option to select the options / PMAYG Beneficiary Starting from the drop-down menu, currently, to use the registration number to access the list, you must follow these methods to enter the registration number and click the search button.
Step 3: To access the list without using a registration number, one requirement is to click the Advanced Search button on the recently opened page. Finish the PMAY structure with subtleties. Click Below.
Step 4: After providing the necessary details, the PMAY list will appear.
Step 5: From here, only selected candidates can choose to obtain more detailed information. Every year after the application is submitted and the recipients are evaluated, a new Pradhan Mantri Awas Yojana list is distributed. Applicants can follow the simple steps above to verify the list.
How to view the Pradhan Mantri Awas Yojana Urban (PMAY-U) 2021-2022 list?
To check if you have reached the final Pradhan Mantri Awas Yojana Urban (PMAY-U) list, please follow the steps below:
Step 1: Visit PMAY (U) On the official website (https://pmaymis.gov.in/),
Step 2: Go to the Search for Beneficiaries option and select the Search by Name option from the drop-down menu.
Step 3: Enter the first 3 characters of your name mentioned in the form and click Display.
Step 4: After clicking, the result will be displayed on the screen, check the screen and find your name and more details.
Step 5: If you are also an eligible candidate and need to take advantage of this program, then you should collect all the required information before filling out the PM Awas Yojana application form.
Check your name on the PMAY list?
You can check your name on the PMAY list through the official website. To view the list of PMAY cities, please follow the method mentioned below.
Step 1: Go to the official website. Click Find Beneficiaries and select Search by Name. submit the full name or the first three letters of the name to access the list.
Step 2: You can view the list of PMAY Rural by following the steps below.
Step 3: Go to the official website. Click on Stakeholders and select IAY / PMAYG Beneficiaries.
Step 4: Enter the registration number and click Search.
Step 5: Click Advanced Search to view the summary, no registration number is required.
Step 6: On the new page, fill in the structure and click Search.
How to apply for PMAY subsidy?
You can apply for PMAY subsidy by purchasing a house that suits your income and meets the carpet area requirements specified in the plan. In addition, to apply for subsidies, you must apply as a first-time home loan borrower, either individually or jointly with your spouse.
Your family’s annual income must not exceed 1.8 million rupees, and no family member may own a pucca house registered in their name. According to this standard, you can apply for a mortgage from a bank on the PMAY portal or under the PMAY program.
The benefits of the PMAY claim will be reflected in the EMI and interest rates of subsidized housing loans.
Does PMAY also apply to resale floors?
In addition, you must not have any previous houses in your name, and you must be a new mortgage applicant. (Does the PMAY plan also apply to housing loan balance transfers?) Housing loan balance transfers allow you to convert your outstanding balance to a lower interest rate by switching credits.
However, in the case of PMAY, this clause only applies to loans you get after May 2016.
How to verify your name in the PMAY 2023 beneficiary list?
You can verify your name in the PMAY 2023 list. Follow the steps below to list the beneficiary list:
Step 1: Visit the official website-pmaymis.gov. in
Step 2: Click on `Search Beneficiaries`
Step 3: Enter Aadhaar Number Step 4: Click on “Display”
Is Pradhan Mantri Yojana can be used for existing home loan borrowers?
Only if you are the first home loan borrower can only use the PMAY grant if you do not have a pucca house registered in your name. Therefore, if you already have a mortgage, you cannot use the PMAY subsidy. However, you can use the balance transfer service to reduce the burden of your existing housing loan.
When is the last date for PM Awas Yojana?
The last date to submit your Pradhan Mantri Aavas Yojana application is March 31, 2023, which applies to EWS and LIG categories.
How Edit your details after submitting PMAY application?
You can visit Pradhan Mantri Awas Yojana’s official website and enter your application reference number and Aadhaar details. Click the Edit option. Make changes and submit again.
How do I view my PMAY Gramin list?
You can view the PMAY Gramin list using the registration number you received when registering under pMAY G. Please visit the official PMAY-Gramin website. Enter the registration number. If your registration number is in the list, you can find other detailed information.
Three phases of Pradhan Mantri Awas Yojana-
Phase 1: From April 2015 to March 2017, selected states and UT will be covered 100 cities
Phase II: 200 new cities will be added from April 2017 to March 2019
Phase III: Covering the remaining cities from April 2019 to March 2022
What are the functions and technical submissions of the PMAY plan?
The contents of the technical submission PMAY plan include: Planning and development of environmentally friendly housing, better habitat design, and architectural planning, best construction practices, organization of the most innovative technology, selection of the most suitable materials.
PM Awas Yojana how to pass the borrower’s Bank work?
When you submit your application, the bank will request the benefits of the subsidy from the National Housing Bank, always before you are eligible to participate in the PM Awas Yojana program.
NHB will then investigate whether anyone has made multiple requests under the plan. Once confirmed, the grant amount will be delivered to the applicant’s bank. The money will then be transferred to the loan account.
How do I apply for PM Awas Yojana 2023?
PM Awas Yojana 2023 through the pmay online portal or offline (PM Awas Yojana Form PDF) contact the bank or NBFC that provides PMAY mortgage loans. However, before applying, please make sure you are eligible for the PMAY funding program. For this, you can use the MyLoanCare PMAY subsidy calculator.
PM Awas Yojana Rural Application form
You can download the PM Awas Yojana Rural Application form very easily. Just click on the PM Awas Yojana Form PDF Download link it will automatically download to your device. After filling in the necessary information and submit it to the concerned department. On the other hand, if you want to download the PMAY consent form in pdf format then you can download it by clicking on the given link PMAY Gramin Consent Form PDF Download
How to download PM Awas Yojana Form PDF?
In the below section I have provided PM Awas Yojana Official website and downloadable link. You can easily download PM Awas Yojana Form PDF. After downloading, you take a printout of this form and then fill up the all necessary information. Before submitting this application don’t forget to re-check the information. In the time of submission, you need to enclose some documents.
|Form Name||PM Awas Yojana Form PDF|
|Name of Scheme/Yojana||PM Awas Yojana|
|Department||Ministry of Housing and Urban Affairs|
Ministry of Rural Development, Government of India
|Beneficiary||Poor Indian citizen (BPL family)|
|PMAY Rural and Urban List||Click here|
|Official Website||Link1 | Link 2|
|PM Awas Yojana Form PDF|
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